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The 'Hungry Heart Wild Striker' of Economic Injustice: How Risk Retention Became Risk Liberation

In a world where the powerful few control the majority's fate, it's no surprise that the phrase 'safe' has become a euphemism for 'exploitation'. The Dodd-Frank Act, intended to regulate the financial industry, included a provision that certain 'safe' mortgages, known as qualified residential mortgages (QRMs), would be exempt from the risk retention requirement. And so, the housing-industrial complex went to work, ensuring that those who control the levers of power would reap the rewards while the masses were left with mere crumbs.

The first twist in this tale is how risk retention became risk liberation. As long as we prioritize profit over people, we'll continue to slide into a new era of inequality, where the ruling elite create a global gilded age at our expense. Capitalism may be an economic model, but it has become our de facto driving paradigm, supplanting democratic values and ideals.

It's astonishing that many still believe concepts like patriotism and democracy exist within our elected officials, when in reality, they are mere puppets controlled by corporate interests. Americans need to awaken to the fact that their government represents its corporate masters, not its citizens.

So, what drives this system of economic injustice? The simple answer is money – for the wealthy elite who control all governments. They have created a system where the majority are forced to fight over scraps while they feast on the spoils.

As we navigate this complex web of power and privilege, it's essential that we remember the importance of democratic values and ideals. We must demand accountability from our elected officials and challenge the status quo. Until then, we'll continue to be exploited by those who hold the reins of power.

In conclusion, the phrase 'safe' has become a farce in the world of economics, where risk retention is merely a euphemism for corporate greed and exploitation. It's time to wake up, demand change, and reclaim our democracy from the hands of the few who control it all.

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